Accident insurance

In a nutshell 

As a Novartis employee in Switzerland, you are covered by basic insurance with SUVA in accordance with the Swiss Federal Law on Accident Insurance (UVG).

Accident insurance law - benefits

The benefits are limited by law (!)*

According to the Swiss Accident Insurance Act (UVG), all employees working in Switzerland are compulsorily insured against accidents.

  • The UVG determines which companies and types of companies must insure their employees with Suva. 
  • Decisive for this assignment are the operational activities carried out in these companies - or the way in which these activities are carried out. 
  • Companies that do not fall under the criteria outlined in Article 66 UVG can insure their employees with another insurer in accordance with Article 68 UVG.

Novartis is a company that must affiliate with SUVA.

*Check your personal accident coverage

Treatment costs (care services and cost reimbursements)

You are insured by SUVA accident insurance for the costs of treatment, accommodation and meals in the general ward during hospital stays. If you have insurance for semi-private or private ward with your health insurance company, the accident risk is usually included there. However, it is advisable to check this. In the event of an accident abroad, the accident insurance benefits are limited: at most, only twice the amount of the costs that would have been incurred for treatment in Switzerland will be reimbursed. It is advisable to take out additional insurance, e.g. when traveling to the USA, Canada and Australia. Travel, transport, salvage and rescue costs in case of medical necessity are also insured abroad to a limited amount. Additional insurance can also help here. At SWICA, for example, this would be the accident supplement "Infortuna Healing Costs Supplementary Insurance".

Report an accident as soon as possible

Please report an accident via the Novartis Intranet here: UKA Send (novartis.intra)  

Or via SunetLight | Suva

SUVA requests for cost credits

SUVA Basel Phone +41 58 411 12 13, E-Mail:, Client-number: 412-8036.0

Do not forget

Clarify whether you have taken out supplementary accident insurance (usually your supplementary health insurance) and inform the service provider with the corresponding insurance number. 

Accident abroad, Emergency?      

If you are abroad and need help, +41 848 724 144 Assistance Immediate Help