Life insurance
A death or loss of earning capacity can have serious financial consequences. Targeted insurance protection safeguards those affected and their families in this situation.
Based on the latest market tender, Mobiliar offers the best overall package in terms of rates, flexibility, and service. Classic solutions in free or tied pension plans (pillars 3a/3b) can be insured:
- Death lump sum insurance (constant or decreasing)
- Disability pension as a supplement to pension funds benefits
Mobiliar offers attractive premiums and an annually renewable insurance premium, which is also available in pillar 3a, making it a unique solution on the market. This option offers a high degree of flexibility and is particularly advantageous for employees who are not yet able to plan their stay in Switzerland on a long-term basis.
Explanation of your pension fund statement
Before you take out a term life insurance policy, get an overview of the risk benefits in your pension fund certificate. This is the only way to determine your need for additional insurance. By proceeding in this way, you will avoid double insurance and also save on premiums. It would be best to make an appointment with us. If, after these clarifications, you need to take out additional term life insurance policies, it would make sense to seek advice from AXA Life.
Insured benefits
Lump-sum death and/or disability benefit:
Insures a lump sum death and/or disability benefit payable to beneficiaries in the event of the death of the insured person.
Disability pension:
Insured is a disability pension that is paid in the event of disability due to illness or accident.