Compare SWICA benefits

001 Novartis insurance package without a medical examination

Novartis has an agreement with SWICA that enables its employees to take out selected supplementary insurance plans through the Novartis insurance package (Completa Top, Praevita, Hospita general, Denta 1, Supplementa, Infortuna) without a medical examination and at an attractive price.

002 SWICA premium rates are based on your age when you join, rewarding customer loyalty

Most health insurers raise their hospitalisation insurance premiums substantially every five years. This often leads to a significant financial burden in old age, which is precisely when you need the best possible insurance cover. By using the rate based on your age when you join, SWICA factors the time you have been insured into the premium calculation, rewarding you for your loyalty. Read more: SWICA Novartis brochure, SWICA Novartis Premium Calculator  

003 Request for proposals

Based on an independent market tender conducted every three years by a renowned external comparison provider (Comparis), the ten largest providers are evaluated against strict criteria - from global coverage, to gender-neutral premiums and fast reimbursements -  and the best partner is selected. 

The internal team, Insurance Services Novartis, is at your disposal for an information session on the concluded insurance offer and the special conditions, as well as for explanations of your insurance benefits from the pension fund.

You are not obliged to accept the offer from our collective partner; you are welcome to make your own comparisons: Premium calculator – Priminfo

Overview of Benefits

Summary  

Glasses, contact lenses, teeth, and checkups

Glasses

Teeth

Check ups

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