What you need

  1. Health insurance (!)
  2. Personal liability insurance (!)  
  3. Household contents insurance  

Depending on your needs and life circumstances also useful: 

  • Motor vehicle insurance (if you own a car, for example)
  • Legal expenses insurance
  • Cancellation costs insurance (travel)
  • Disability insurance/death insurance (term life)
  • Homeowners insurance
  • Life insurance/risk life Pillar 3a/b

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Scenarios that may apply to you

  • I heard I have to take out health insurance / My municipality of residence requires a copy of my health insurance policy 
  • What insurance do I have with Novartis and what should I look for?
  • The school requires a confirmation of insurance for my child
  • The landlord requires a copy of a personal liability insurance policy
  • The car repair shop requires proof in order to redeem the license plates for the new car
  • Should I pay into the third pillar or would I rather pay into the pension fund? 
  • I have received the pension certificate. I do not understand it, what is PK1, PK2, KK?

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