What you need
- Health insurance according to KVG (obligatory) with supplementary insurance according to VVG with accident supplement (highly recommended)
- Personal liability insurance (highly recommended)
- Household contents insurance (recommended)
Get a free, independent consultation with our Novartis Insurance team
Depending on your needs and life circumstances also useful:
- Motor vehicle insurance (if you own a car, for example)
- Legal expenses insurance
- Cancellation costs insurance (travel)
- Disability insurance/death insurance (term life)
- Homeowners insurance
- Life insurance/risk life Pillar 3a/b
The following scenarios may apply to you:
- I heard I have to take out health insurance / My municipality of residence requires a copy of my health insurance policy
- What insurance do I have with Novartis and what should I look for?
- The school requires a confirmation of insurance for my child
- The landlord requires a copy of a personal liability insurance policy
- The car repair shop requires proof in order to redeem the license plates for the new car
- Should I pay into the third pillar or would I rather pay into the pension fund?
- I have received the pension certificate. I do not understand it, what is PK1, PK2, KK?
Step 1: Short meeting (MS Teams or phone)
Contact us
for an initial brief meeting (Swiss health insurance system – SWICA) + to better understand your concerns and those of your family members.
Two options:
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Live on the screen, we calculate your insurance together for you and your family. Quick, easy to understand and uncomplicated.
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Or we can send you three ready-made proposals "Silver, Gold & Platinum" offers via email. You choose.
Step 2: Arrangement of a Neutral Info Session
In a personal meeting, we will go through the main points of the quotations with you; price/benefits, models, cost sharing, general insurance conditions, etc.
At your request, we will - for the sake of transparency - also go into the results of our tender, which we conducted with Comparis. We show you the results/offers of the other insurance companies.
Step 3: Underwriting / Consulting
The Novartis teams of the preferred partners take over the underwriting and consulting. You can sign the documents electronically and send them directly.
Step 4: Your valued feedback
Once you have completed all necessary insurance matters, we would appreciate your valued feedback, in the form of a brief electronic questionnaire, which we will send to you. Thank you!