Benefits with SWICA

Why SWICA?

Based on the last RFP, SWICA met all the criteria requirements, such as punctual payment of medical bills, gender-neutral premium, no health check for the silver package, reliable partner, annual termination options, special Novartis Service Center team without long waiting times on the phone: 

  • Excellent customer satisfaction
  • Savings through numerous partnerships and no multi-year contracts
  • Closing age tariff remains unchanged for life
  • Lower cost sharing
  • Contributions to over 100 offers for health promotion and prevention
  • There for you 365 days a year, around the clock
  • Personal support in the event of illness or accident
  • Equal treatment of conventional and complementary medicine
  • BENEVITA: Digital health coach with bonus program
  • BENECURA: Digital health advice with symptom check
  • mySWICA: Take care of insurance matters digitally

Thanks to the partnership between Novartis and SWICA,

you and your spouse/life partner and children living in the same household benefit from exclusive premium discounts in supplementary insurance.

Swica Brochure

SWICA Novartis Premium calculator

Premium calculator 2024: Calculate health insurance premiums | Comparis

In basic insurance, you can save a maximum of 47% by increasing the annual deductible to 2500.-, a maximum premium reduction of CHF 1540.- per year.  Depending on the canton and region, you can benefit from attractive premium discounts compared to conventional basic insurance (standard) as shown in the following "alternative models":

Thanks to our partnership, you and your dependents benefit from special premium discounts in the following supplementary insurance plans

  • CASA: your family doctor as the first point of contact
  • MEDICA: free choice from the list of doctors
  • MEDPHARM: SWICA partner pharmacies or santé24 for an initial assessment
  • BESTCARE: santé24 or a SWICA partner practice as the first point of contact
  • MULTICHOICE: BENECURA app, santé24 or SWICA partner pharmacy for first contact
  • SANTE: SWICA partner practices as the first point of contact
  • TELMED: santé24 telemedicine service for an initial assessment
  • STANDARD: free choice of doctor

Thanks to our partnership, you and your dependents benefit from special premium discounts in the following supplementary insurance plans

  • Supplementary hospital insurance. 25% discount for semi-private, private, or private flex insurance coverage, in general still 10% discount
  • Optima 10% (e.g. outpatient treatments planned worldwide, and 90% check-ups, gym)
  • Benevita up to 15% (health bonus program)
  • Libre Passage for: Completa Top, Praeventa, Infortuna, Hospita General (admission without the usual health check with possible refusals or reservations). 
  • Free health advice by phone: Phone +41 (0) 44 404 86 06
  • Special team for Novartis employees (SWICA Service Center) is available to you at all times

Swiss health insurance system – SWICA

Use this cancelation form if you want to switch to SWICA

Premium calculator 2024: Calculate health insurance premiums | Comparis

Personal advice and quotes

Contact the insurance consulting team
novartis.versicherungsberatungsome protection@with obfuscationnovartis.com
Phone:+41 (0)61 324 97 97